Use your property to unlock capital fast.
Get flexible LAP financing with competitive interest rates backed by the value of your commercial or residential property.
Explore other solutionsAccess working capital without selling assets.
A LAP can fund business expansion, debt consolidation, or large purchases while keeping your property under your name.
High loan value
Borrow up to 70% of your property’s value to meet your funding needs efficiently.
Flexible use of funds
Use LAP proceeds for business growth, debt repayment, or strategic investments.
Simplified application
Submit property and income documents once, then let our team manage the rest of the process.
Retain ownership
Your property remains yours during the loan tenure. We only use it as security.
Why LAP is the right choice for property owners.
A loan against property can reduce financing costs and improve your cash flow while using a secured source of credit.
Lower interest rates
Secured LAP rates are generally lower than unsecured credit, making them ideal for large funding needs.
Long repayment tenure
Choose a tenure that matches your cash flow, from short terms to longer repayment plans.
Quick approvals
We partner with lenders who provide expedited property valuation and sanction processes.
Transparent support
Our loan specialists explain charges, valuations, and sanctions so you know exactly what to expect.
Frequently asked questions about LAP
Residential, commercial, and mixed-use properties may be eligible depending on the lender’s guidelines.
Most lenders offer 50% to 70% of the property’s market value, depending on location and condition.
Typical requirements include title deed, proof of ownership, income documents, and property valuation reports.
No. Your ownership remains intact unless you default on the loan.